REMOTE - Compliance Team Lead

About World Business Lenders (www.wbl.com) World Business Lenders (WBL) provides short-term, real estate–collateralized commercial loans to small and medium-sized businesses across the United States that do not have access to traditional financing. The company also services its own loan portfolio and those of third parties, with a focus on managing non-performing loan pools and REO. - WBL is a U.S.-based company with a fully remote workforce. - Working hours are 9:00am–6:00pm Eastern Time, Monday through Friday. - The role requires strong spoken and written English. - All resumes must be submitted in English. Overview - We are seeking a Corporate Legal Compliance Team Lead to oversee regulatory compliance related to corporate operations, contract governance, and licensing requirements across U.S. federal and state frameworks. The ideal candidate will have hands-on experience ensuring adherence to laws impacting corporate transactions, lending activities, and regulatory reporting obligations. Job Duties and Responsibilities - Take the lead in owning and continuously enhancing our company's compliance management framework. - Design, roll out, and upkeep comprehensive compliance policies and procedures that keep us ahead of the curve. - Create and deliver engaging compliance and risk management training programs throughout the organization. - Foster a robust compliance culture grounded in clear accountability and strong ethical values. - Develop a dynamic compliance monitoring and testing program to ensure ongoing adherence. - Perform thorough compliance risk assessments and spearhead effective remediation initiatives. - Stay informed and vigilant by researching, monitoring, and maintaining up-to-date knowledge of state-by-state legal and regulatory requirements related to lending activities, including interest rate caps, usury laws, licensing, disclosure rules, collateral limitations, and filing or notice obligations. - Identify necessary registrations, notices, NMLS-related actions, and other local compliance requirements, collaborating closely with internal teams to implement them smoothly. - Translate complex legal and regulatory mandates into clear, actionable guidance for business, operations, legal, and management teams. Requirements Role Requirements - Education: - A degree in Law (Juris Doctor or international equivalent, such as LLB or LLM); U.S. law school preferred. - Experience: - We're looking for someone with at least 7 years of experience in U.S. Legal and/or Compliance roles. - It’s important to have proven experience working with U.S. federal and state regulatory compliance, legal risk management, as well as policy development and implementation within complex organizations. - You’ll benefit from hands-on experience researching and applying multistate U.S. laws and regulations regarding lending, commercial finance, licensing, registrations, disclosures, interest rate limits, usury, and other related operational requirements. - Experience in analyzing state-specific legal requirements that impact loan products, collateral structures, governing law, and regulatory or filing obligations—and being able to translate those into clear business rules and internal guidance—is key. - We also highly value experience working with or preparing materials for U.S. regulatory and supervisory bodies, such as state regulators, licensing authorities, Secretaries of State, and other relevant agencies. Preferred Background / Industry Experience - A solid understanding of U.S. federal and state regulatory frameworks is essential. - We highly value experience in financial services, commercial lending, mortgage, consumer finance, fintech, or other industries that are closely regulated. - It’s great to have experience with multistate lending compliance, licensing analysis, NMLS-related reviews, state registrations, and managing local filing or notice requirements. - If you’ve worked on creating or maintaining state law matrices, lending charts, compliance guidance, or similar tools that help manage state-by-state legal requirements, that’s a big plus! - Familiarity with U.S. real estate law, secured transactions, and issues related to collateral compliance would be an added bonus. Technical Skills Required - Advanced proficiency in Microsoft Office Suite (Word, Excel, PowerPoint, Outlook) and Adobe Acrobat; - Strong legal research and regulatory analysis capabilities; - Experience conducting compliance monitoring, testing, and risk assessments; - Ability to draft policies, procedures, controls, and compliance documentation; - Skilled in reviewing and interpreting multi-state legal and regulatory requirements; - Experience preparing regulatory summaries, licensing analyses, trackers, and compliance memoranda; - Ability to create professional reports, presentations, and business guidance materials. Soft Skills Required - Excellent written and verbal communication skills; - Strong analytical thinking and problem-solving abilities; - Exceptional attention to detail and organizational skills; - Ability to manage multiple priorities and meet deadlines in a fast-paced environment; - Strong judgment and ability to handle confidential information professionally; - Collaborative mindset with the ability to work cross-functionally with business teams; - Proactive, adaptable, and solutions-oriented approach to work. Benefits - Enjoy Paid Time Off (PTO). - Salary paid in USD. - Work comfortably 100% from home. Originally posted on Himalayas