Product Manager - SME Digital Lending

We are scaling our SME Digital Lending direction and looking for a Product Manager who can own the product end-to-end and drive measurable growth from day one. This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients. We expect first tangible outcomes within 6–8 weeks. What You’ll Do - Own the SME Digital Lending product lifecycle end-to-end - Improve risk models, approval flows, and credit decision logic - Optimize acquisition and distribution channels - Drive portfolio growth while balancing risk and profitability - Prioritize based on data, unit economics, and business impact - Work closely with Risk, Data, Engineering, Operations, and Commercial teams - Adapt proven international lending practices to the Nigerian market Requirements - 4–7 years of Product Management experience - Strong background in digital lending for SME / B2B clients - Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.) - Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics - Proven track record of scaling lending products - Strong stakeholder management skills - Highly data-driven decision-making approach - Fluent English Benefits - Remote work from anywhere in the world - Performance bonus, 25+ paid vacations and day-offs, personal development plan - Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary - Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools - Join a diverse, inclusive team where all voices are valued, and professional growth is a priority. Originally posted on Himalayas