BUSINESS ANALYST - PRODUCT SME - CORPORATE BANKING (COMMERCIAL CARDS)

Job Purpose Lead the development of business requirements for commercial-card products supporting corporate purchasing, travel and expense-management needs. Key Responsibilities - Define commercial-card propositions, customer segments, card types and supported business use cases. - Document end-to-end journeys for corporate onboarding, card issuance, activation, servicing, replacement, suspension and closure. - Define company-level and cardholder-level limits, merchant-category controls, geographic controls and transaction restrictions. - Capture requirements for physical and virtual cards, where applicable. - Define billing, repayment, settlement, fees, statements and reconciliation requirements. - Document corporate administrator capabilities, cardholder management, approval workflows and expense visibility. - Define transaction monitoring, disputed-transaction, chargeback, fraud, delinquency and exception-handling requirements. - Identify integrations with card-management systems, payment networks, core banking, digital channels, fraud systems and reporting platforms. - Produce the detailed BRD, customer journeys, process flows, business rules, acceptance criteria and traceability matrix. - Facilitate stakeholder reviews and manage the BRD through approval and sign-off. Required Experience - At least 7 years of experience in cards, corporate banking, transaction banking or business analysis. - Direct experience designing or implementing commercial, corporate, purchasing or virtual-card products. - Strong understanding of card issuance, authorization, billing, settlement, controls and dispute management. - Experience working with card-management platforms, processors and payment networks. - Saudi or GCC cards experience is strongly preferred. Vertical: Technology Originally posted on Himalayas