BUSINESS ANALYST - CORPORATE BANKING (LIQUIDITY & CASH MANAGEMENT)

Job Purpose The Business Analyst will act as the critical link between the Corporate Banking business (Liquidity & Cash Management) and Technology/Operations teams, translating business needs into clear functional requirements. The role supports the design, delivery, and continuous improvement of cash management products — including domestic and cross-border payments, liquidity structures (pooling, sweeping, notional pooling), virtual accounts, and digital banking channels — ensuring solutions meet client needs, regulatory requirements (SAMA), and internal risk/control standards. Key Responsibilities - Gather, analyze, and document business and functional requirements from Corporate Banking stakeholders for Liquidity & Cash Management products and platforms (e.g., host-to-host, API banking, virtual IBAN, liquidity pooling, sweeping structures). - Act as a liaison between Business, IT, Operations, and third-party vendors throughout the project lifecycle — from requirements gathering through UAT and post-implementation support. - Produce Business Requirement Documents (BRDs), Functional Specification Documents (FSDs), process flow diagrams, and user stories for change initiatives and new product launches. - Support end-to-end delivery of cash management initiatives including cash pooling, sweeping/topping arrangements, notional pooling, and multi-currency account structures. - Conduct gap analysis between current and target operating models, identifying process inefficiencies and automation opportunities. - Collaborate with Product Managers to support the design and rollout of new liquidity management solutions aligned with client and market demands. - Work closely with Compliance and Risk teams to ensure new products/features comply with SAMA regulations and internal governance frameworks. - Coordinate and support User Acceptance Testing (UAT), including test case preparation, defect tracking, and sign-off coordination. - Analyze transaction and liquidity data to identify trends, client behavior, and areas for product enhancement. - Support RFP responses, client onboarding requirements, and due diligence documentation for corporate clients using liquidity/cash management services. - Prepare MI reports, dashboards, and presentations for senior management on project status, product performance, and client usage. - Maintain up-to-date process documentation and ensure knowledge transfer to Operations and support teams. Required Qualifications - Bachelor's degree in Finance, Business Administration, Economics, Information Systems, or a related field. - Professional certification such as CBAP, CCM (Certified Cash Manager), or CTP (Certified Treasury Professional) is an advantage. Experience - Minimum 3–7 years of experience as a Business Analyst within Corporate/Transaction/Wholesale Banking, with specific exposure to Cash Management and/or Liquidity Management products. - Proven experience working on cash management platforms (e.g., host-to-host connectivity, SWIFT, API banking, virtual accounts, liquidity structures). - Experience working within Saudi or GCC banking environments preferred; familiarity with SAMA regulatory requirements is highly desirable. - Experience with Agile/Scrum delivery methodology as well as traditional Waterfall project environments. - Track record of managing relationships with cross-functional stakeholders (Product, IT, Operations, Compliance, Risk). Skills & Competencies - Strong understanding of corporate banking liquidity concepts: cash pooling, sweeping, notional pooling, multi-currency/multi-entity structures, interest optimization. - Solid grasp of payment rails and cash management infrastructure (SARIE, SWIFT, RTGS, ACH, host-to-host, API connectivity). - Excellent business requirements gathering, process mapping, and documentation skills (BRD/FSD, BPMN, UML basics). - Strong analytical and problem-solving skills with the ability to interpret complex data and processes. - Proficiency in tools such as MS Excel, PowerPoint, Visio (or equivalent), and JIRA/Confluence. - Strong stakeholder management and communication skills — able to bridge technical and non-technical audiences. - Fluency in English required; Arabic language proficiency strongly preferred given the local market focus. - High attention to detail with strong organizational and multitasking abilities. - Knowledge of SAMA regulations, AML/CFT requirements, and general banking compliance standards. Key Performance Indicators (Typical) - Timely and accurate delivery of BRDs/FSDs for assigned initiatives. - Successful UAT completion rates and minimal post-go-live defects. - Stakeholder satisfaction scores (Business, IT, Operations). - Contribution to reduction in manual processes / turnaround time for liquidity products. - Compliance with regulatory and audit requirements on all documentation. Working Relationships - Internal: Corporate Banking Relationship Managers, Product Management, IT/Digital Delivery teams, Operations, Compliance & Risk, Finance. - External: Technology vendors, SWIFT/payment infrastructure providers, corporate clients (as required for requirements validation). Vertical: Technology Originally posted on Himalayas